Electronic Payments in the European Market: Creating a Level Playing Field Between Banks and Non-Banks

Jans, Jan A.

Electronic Payments in the European Market: Creating a Level Playing Field Between Banks and Non-Banks
  • 出版商: Palgrave MacMillan
  • 出版日期: 2024-09-04
  • 售價: $5,390
  • 貴賓價: 9.5 折 $5,121
  • 語言: 英文
  • 頁數: 372
  • 裝訂: Hardcover - also called cloth, retail trade, or trade
  • ISBN: 3031643372
  • ISBN-13: 9783031643378

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商品描述

This book offers a holistic approach to the level playing field concept that takes into account six regulatory objectives of the European financial services regulatory framework for banks and non-banks. These intermediate objectives are: (i) facilitating market access by non-banks to provide payment services; (ii) safeguarding the security of the payments market; (iii) safeguarding the integrity of the payments market; (iv) enhancing consumer protection in case of an unauthorised or erroneous payments; (v) allowing non-banks access to payment systems; and (vi) facilitating collaboration between competing payment service providers to develop standards for the payments market that reflect the interests of both banks and non-banks. The book discusses the rules and regulations covering these intermediate objectives to determine the extent to which there is a level playing field between banks and non-banks. In addition, the book provides high-level summaries of competition law requirements and related case law, and will be of interest to researchers, academics, and financial law practitioners.

商品描述(中文翻譯)

本書提供了一種全面的方法來探討公平競爭環境的概念，考量到歐洲金融服務監管框架中對銀行和非銀行機構的六項監管目標。這些中介目標包括：(i) 促進非銀行機構進入市場以提供支付服務；(ii) 確保支付市場的安全性；(iii) 確保支付市場的完整性；(iv) 在未經授權或錯誤支付的情況下增強消費者保護；(v) 允許非銀行機構進入支付系統；以及 (vi) 促進競爭支付服務提供者之間的合作，以制定反映銀行和非銀行機構利益的支付市場標準。本書討論了涵蓋這些中介目標的規則和法規，以確定銀行和非銀行機構之間的公平競爭環境的程度。此外，本書還提供了競爭法要求及相關案例法的高層次摘要，對研究人員、學者和金融法實務工作者將具有興趣。

作者簡介

Jan A. Jans is a specialist in financial regulatory law with a focus on the regulatory framework covering banks, insurance companies, payment service providers, investment firms and investment funds. Prior to joining Regulatory Counsel I Financial Services as partner in 2022, Dr. Jans has been working as a financial regulatory lawyer at Linklaters LLP. He graduated from Nijmegen University in 2008. In addition to law, he studied financial economics and business administration. He completed the post-academic education Securities Law at the Grotius Academy in 2012. Dr. Jans publishes regularly in national law journals.

作者簡介(中文翻譯)

Jan A. Jans 是一位專注於金融監管法的專家，主要研究涵蓋銀行、保險公司、支付服務提供商、投資公司和投資基金的監管框架。在2022年以合夥人身份加入 Regulatory Counsel I Financial Services 之前，Jans 博士曾在 Linklaters LLP 擔任金融監管律師。他於2008年畢業於奈梅亨大學，除了法律外，他還學習了金融經濟學和工商管理。他於2012年在 Grotius Academy 完成了證券法的後學術教育。Jans 博士定期在國內法律期刊上發表文章。

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