Credit Repair Kit for Dummies
暫譯: 債務修復工具包入門指南

Bucci, Stephen R., Griffin, Rod, Barrett, Melyssa

  • 出版商: For Dummies
  • 出版日期: 2021-01-07
  • 售價: $1,460
  • 貴賓價: 9.5$1,387
  • 語言: 英文
  • 頁數: 480
  • 裝訂: Quality Paper - also called trade paper
  • ISBN: 1119771064
  • ISBN-13: 9781119771067
  • 海外代購書籍(需單獨結帳)

相關主題

商品描述

Sensible ways to manage and repair your credit

Need a credit makeover? You're not alone: in the U.S., outstanding credit card and other types of revolving debt have jumped over 20% in the past decade, and millions of Americans are struggling with one or more credit-related issues. Whether you're just working on improving your score or need some sound advice on how to make debt a thing of the past, the latest edition of Credit Repair Kit for Dummies is packed with reliable information for escaping the quicksand and taking the concrete steps needed to build up a solid score.

There are many reasons why you might have a subpar credit score--mortgage and auto debt, student loans, impacts of disasters such as COVID-19, and even identity theft. This book covers these scenarios and more, helping you identify the reasons behind a lower score and providing you with straightforward, proven techniques for managing it back to where you want it to be. Also included are sample credit reports, forms, templates, and other helpful online tools to use to whip your score into decent shape.

  • Add information to your report to beef-up a low score
  • Avoid, reduce, and get rid of mortgage, credit card, student loan, and auto debt
  • Keep a good credit score during a period of unemployment
  • Fight back against identity theft

A good credit score is always a great thing to have. This book shows you how to put even the worst credit situations behind you and make a poor score just a bad--and distant--memory.

商品描述(中文翻譯)

管理和修復信用的明智方法

需要信用改造嗎?你並不孤單:在美國,未償還的信用卡和其他類型的循環債務在過去十年中增長了超過20%,數百萬美國人正在面臨一個或多個與信用相關的問題。無論你是正在努力改善你的信用分數,還是需要一些可靠的建議來讓債務成為過去,《信用修復工具包》的最新版本提供了可靠的信息,幫助你擺脫困境,並採取具體步驟來建立穩固的信用分數。

你可能有低於標準的信用分數的原因有很多——房貸和汽車債務、學生貸款、如COVID-19等災難的影響,甚至身份盜竊。本書涵蓋了這些情況及更多,幫助你識別低分數背後的原因,並提供簡單、有效的技術來管理你的信用分數,讓它回到你希望的水平。此外,還包括樣本信用報告、表格、模板和其他有用的在線工具,幫助你改善信用分數。


  • 向你的報告中添加信息以提升低分數

  • 避免、減少並消除房貸、信用卡、學生貸款和汽車債務

  • 在失業期間保持良好的信用分數

  • 抵抗身份盜竊

良好的信用分數始終是一件好事。本書告訴你如何將即使是最糟糕的信用情況拋在腦後,讓低分數成為一個不好的——而且遙遠的——記憶。

作者簡介

Melyssa Barrett is Vice President of Identity Solutions at Visa, Inc., where she creates products to detect and predict fraud within consumer credit, debit, and prepaid products.

Steve Bucci is a credit-scoring columnist for CreditCards.com and a syndicated columnist for Bankrate.

Rod Griffin is Senior Director of Consumer Education and Advocacy for Experian, responsible for the company's national consumer education programs and outreach.

作者簡介(中文翻譯)

**梅莉莎·巴雷特**(Melyssa Barrett)是Visa, Inc.的身份解決方案副總裁,負責創造產品以檢測和預測消費者信用卡、借記卡和預付卡產品中的詐騙行為。

**史蒂夫·布奇**(Steve Bucci)是CreditCards.com的信用評分專欄作家,也是Bankrate的聯合專欄作家。

**羅德·格里芬**(Rod Griffin)是Experian的消費者教育與倡導高級總監,負責公司的全國消費者教育計劃和外展活動。